More and more people are choosing to apply for life insurance with no physical exam over the traditional, fully underwritten option. While each person has their own reasons for making this choice, there are several that stand out. I have helped hundreds of people find life insurance and in my experience the top reasons for…Read More
COVID-19 has affected so many aspects of our lives, including no exam life insurance. As a result, we get questions on a daily basis about the potential implications. Maybe you’re concerned over the possibility of a claim being denied if death occurs from COVID-19. Or perhaps you’re in the market for life insurance and you’re…Read More
If you’ve ever applied for life insurance you may have heard your agent talk about the MIB, which is short for Medical Information Bureau. The MIB is responsible for maintaining a database of information used by insurance companies when evaluating risk associated with an applicant. This information is used by underwriters for life insurance, as…Read More
Life insurance with living benefits is a huge upgrade over traditional policies. You probably associate life insurance with a death benefit. In other words, the money that your beneficiary receives when you die. But what if you survive a debilitating blow to your health? Wouldn’t it be helpful if you could tap into your death…Read More
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