Last updated: June 28, 2020
Please read these Terms of Service (“Terms”, “Terms of Service”) carefully before using the www.TermLifeNoPhysical.com website (the “Service”) operated by Danny Gallant, an independent life insurance broker. (“us”, “we”, or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service. The Terms of Service agreement for www.TermLifeNoPhysical.com has been created with the help of TermsFeed Terms and Conditions Generator (https://termsfeed.com/terms-conditions-generator/).
Links To Other Web Sites
Our Service may contain links to third-party web sites or services that are not owned or controlled by TermLifeNoPhysical.com.
www.TermLifeNoPhysical.com has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that www.TermLifeNoPhysical.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
Any quotes or insurance policy features & benefits discussed or presented on this website are for informational purposes only. Until we have a consultation with you, over the phone and/or electronically, we cannot provide accurate quotes and discuss your eligibility for certain insurance products and rates. Insurance carriers evaluate/underwrite each applicant for coverage on an individual basis, which means that we require a certain amount of information from you before we can generate accurate quotes. For that reason, we will not be held responsible for the accuracy of the information provided on this website, as it is meant to educate our users on a broad level and may not be applicable to each situation. We strongly suggest that you reach out to us to discuss your specific situation, either by completing a request for quotes, by emailing or calling us directly.
These Terms shall be governed and construed in accordance with the laws of Colorado, United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
To the extent permitted by law, any dispute or claim relating in any way to your use of the Service, including but not limited to the telephone consumer protection act (TCPA), will be resolved by binding arbitration, rather than in court.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
If you have any questions about these Terms, please contact us immediately via telephone at 512-922-1273 or via email at firstname.lastname@example.org